How to Apply for Loan and How Fast Can I Get The Cash?
Our Loan Application is Fast & Easy Application Process!
- Fill Up the Online Loan Application Form
- Approval can take within minutes via SMS or Email During Operating Hours
- Head down to moneylender’s office to sign the Loan agreement and receive CASH on the spot
How to Qualify for a Loan?
- Singaporean, PR or Foreigner
- 21 years old and above
- Full-Time Job/Employment
- No Income Restriction, Low Income Applicable
How Much Can I Loan?
For secured loans, you can obtain a loan of any amount. For unsecured loans, you can obtain:
For Singaporeans/Permanent Residents
- For annual income less than $10,000 a maximum of $3000
- For annual income at least $10,000 and less than $20000 a maximum of $3000
- For annual income of at least $20,000 a maximum of 6 times your monthly income.
For Foreigners
- For annual income less than $10,000 a maximum of $1,500
- For annual income at least $10,000 and less than $20000 a maximum of $3000
- For annual income of at least $20,000 a maximum of 6 times your monthly income.
Source: Ministry of Law
Note: The final approved loan amount is based on individual eligibility and case by case basis.
What Documents Should I Bring If My Loan Is Approved?
For Singaporeans and PR
- NRIC
- Latest 3 months payslips
- Past 15 months CPF Contribution Statements
- Income Tax Statements
- Original Utilities bill or HP bill (Show Proof of Address )
For Foreigner working in Singapore
- Passport
- Latest 3 months payslips
- Tenancy Agreement for rented property
- Bank statement showing salary crediting
- Employment Contract/ Appointment Letter
- Work Pass (S-Pass or Employment Pass)